Disability Living Allowance – Living With Disability

Disability Living Allowance Rates (UK) are based around the United-Kingdom Disability Living Allowance. These rates will vary depending upon the type of disability you have, and how that specific disability impacts your daily life and living activities. (In addition, the Disability Living Allowance is also paid to the terminally ill, and there is an expedited application process available.) The UK divides the Disability Living Allowance Rates into two distinct categories:  the mobility component of the rate and the care component of the rate. The mobility component of the rate varies depending upon how much adaptive equipment (and equipment assistance and maintenance) one may need in order to be mobile; the care component of the rate varies depending upon how much personal care and physical assistance one requires in their daily life. To receive either rate, you will need to have a complete medical examination to assess your level of need. You may apply online, or at your local benefit office, or by calling the Benefit Enquiry Line at 0800 882200 (for Northern Ireland, call 0800 220674). Before applying, it is best to speak with a representative or consult a qualified adviser, as the rules governing the application process can be difficult to understand. To qualify, you must be under sixty-five years of age, a UK resident, and have had a disability for a minimum of three months (and anticipate that the disability will continue for at least six additional months.) One may work and still receive the Disability Living Allowance.

Disability Living Allowance Rates (USA) are included within the Social Security system. This system includes both Supplemental Security Income (SSI) and Social Security Disability (SSDI). The former is for people who have not been able to work for a few years, or have never been able to work. (It also includes those who are over sixty-five and have no disability, but fall within the qualifying financial limits.) The latter is for those with long term disabilities that prevent them from working as they might have previously. Like the UK-based Disability Living Allowance, receiving Social Security Disability requires a medical examination as part of the submission paperwork. You may want to review Social Security Disability Requirements, as it contains helpful information about who qualifies to receive Social Security Disability.  As Tina writes in Disability Living Allowance: “[Both types of Disability Living Allowance Rates] will require a lot of paperwork from both you and your health care providers to qualify. In most cases, your application will be rejected the first time. However, you will be advised what needs to be done, in order to meet the qualifications. In fact, there are lawyers that specialize in SSDI. Once your application is approved, the Government pays the legal fees. After your approval has been processed, your first check will reflect the monthly disability living allowance back to the time you first submitted the application.”